Security & fraud protection
SecurePay lives up to the current global standards of online security, keeping you and your customers' financial and personal details safe
Adjust preferences based on country
Set a minimum or maximum purchase amount
Check if your customer's IP location is from a high-risk country
Check suspicious customer email domains
Limit the number of transactions from the same bank or credit card
FraudGuard: Advanced fraud protection for total peace of mind
SecurePay's FraudGuard reduces your exposure to fraudulent transactions by detecting fraud before it occurs. You can customise your fraud settings by establishing your own rules within a points system, so you're always in control. FraudGuard is available with integration methods such as SecurePay API, SecureFrame and Direct Post and shopping carts.
You set the rules and parameters
FraudGuard automatically screens all transactions
FraudGuard notifies you of any suspicious activity
3D Secure 2 Making ecommerce safer
3DS2 is SecurePay’s solution to help ensure cardholder authentication and protection against fraudulent transactions. It is the new industry standard for customer authentication. It adds the latest security technology to your checkout, protecting you from fraudulent chargeback transactions. It allows the cardholder’s identity to be authenticated by their bank at the time of purchase.
SecurePay charges $0.05 for every 3DS2 authentication.
Benefits for you and your customers
Reduce fraud and chargebacks
The payment authentication process enables the card issuer to identify the cardholder at the time of purchase, significantly reducing the number of disputes and fraudulent payments
Increase customer confidence and trust
Added security means your customers are provided with greater confidence when transacting online
One environment
Customers are not sent away from your website, ensuring a frictionless and consistent brand experience
Keep your transactions compliant
Meet SCA requirements
Frictionless flow
With 3DS2 more data is passed through to the card issuer meaning there will be less need for authentication and a seamless payment experience for the customer. Only high-risk transactions will be flagged and will require the cardholder to authenticate.
Data-driven, frictionless authentication
OAuth 2.0 is used by the world's largest digital organisations, and it is currently the most secure and technologically advanced protocol of its kind. It uses fast-expiring access tokens that greatly mitigate the risk of "man-in-the-middle" attacks and data breaches 1.
Data security of the highest standard
Any business dealing with credit or debit card information must meet strict compliance obligations in order to be PCI-DSS compliant.
But by using the SecurePay integration method, you can minimise your PCI scope significantly. This is because customer card details never actually touch your system, absolving you of any associated security obligations.
If you are a SecurePay customer and have a security issue to report regarding your account, please contact us.
If you believe you have discovered a vulnerability in a SecurePay product or have a security incident to report, please see our Vulnerability Disclosure Policy.
Ready to start accepting payments?
1 OAuth 2.0 is only available with the SecurePay API integration method.